Shop Now, Pay Later, Interest Free*

The smarter way to pay for life’s large purchases over time, on your terms.


How Does zipMoney work
img-stepone Step One Find an item you love and select zipMoney at checkout.
steptwo Step Two Complete a quick application and get a decision in real-time.
stepthree Step Three Pay for your item with the funds in your new digital account.
stepfour.png That’s it! Enjoy your new purchase and pay zipMoney over time, on your terms.
You pay zipMoney over time weekly, fortnightly or monthly, whichever suits you best


What are the fees?

  • No Deposit, and nothing to pay today.
  • A one off establishment fee may apply, but don’t worry this will be added to your monthly balance. Please view your application and contract for details.
  • Minimum monthly payments apply.
  • An interest free period of up to 6 months, after which interest will accrue at the standard annual percentage rate.
  • A small monthly admin fee of $6 (only payable if a balance is owning).
  • For full terms and conditions please refer to your contract.

* Terms and Conditions

  • Available to approved applicants only.
  • Minimum monthly repayments are required, see your contract for details.
  • Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period.
  • Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%.
  • A one off establishment fee applies, see your contract for details.
  • A Monthly Account Service Fee of $6 (when balance owing) apply.
  • Terms & Conditions apply and are available on application.
  • Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit www.zipMoney.com.au to find out more.
  • Zipmoney can be used on any order with the minimum purchase amount of $100.